MARTINI, Martini; TRIHARYATI, Eri; RIMBANO, Dheo. Influence Financial Technology, Financial Literacy, and Intellectual capital on financial inclusion in Micro, Small and Medium Enterprises (MSMEs). Ilomata International Journal of Tax and Accounting, [S. l.], v. 3, n. 4, p. 408–420, 2022. DOI: 10.52728/ijtc.v3i4.572. Disponível em: https://ilomata.org/index.php/ijtc/article/view/572. Acesso em: 5 mar. 2026.