Abdul Ramadhani, Alya, Muhammad Ikhsan Harahap, and Nurul Inayah. “Analysis of Micro, Small And Medium Enterprises Perception of Financing Channeled by Sharia Peer-to-Peer Lending”. Ilomata International Journal of Management 6, no. 2 (December 31, 2024): 681-693. Accessed January 21, 2025. https://ilomata.org/index.php/ijjm/article/view/1565.