Permana, Dewa Gde Yoga, and Julang Aryowiloto. “Implementation of QRIS Digital Payments to Encourage The Development of Local MSMEs in Bali”. Ilomata International Journal of Management 5, no. 2 (May 29, 2024): 559-568. Accessed October 31, 2024. https://ilomata.org/index.php/ijjm/article/view/1149.