Sunaryo, Deni. 2021. “The Effect of Debt Financing and Equity Financing on Expense Ratio Profit : (Case Study of Sharia Commercial Banks Registered With Bank Indonesia Period 2011 - 2018)”. Ilomata International Journal of Management 2 (1), 8-14. https://doi.org/10.52728/ijjm.v2i1.107.