SYAHLAN, Fatra. Savings and Investment Patterns of Indonesian Society: An Analysis of Household Financial Behavior . Ilomata International Journal of Management, [S. l.], v. 4, n. 4, p. 562–576, 2023. DOI: 10.52728/ijjm.v4i4.936. Disponível em: https://ilomata.org/index.php/ijjm/article/view/936. Acesso em: 24 mar. 2026.