SOFYAN, Mohammad; PURWANTO, Bambang Heru. Internal Factors Affecting the NPL of State-Owned Commercial Banks. Ilomata International Journal of Management, [S. l.], v. 4, n. 2, p. 195–206, 2023. DOI: 10.52728/ijjm.v4i2.737. Disponível em: https://ilomata.org/index.php/ijjm/article/view/737. Acesso em: 6 mar. 2026.