AYUB, Jhon Stone Esau; WENDY. Financial Technology Adoption Behavior in West Kalimantan: Examining the Role of Financial Literacy. Ilomata International Journal of Management, [S. l.], v. 6, n. 3, p. 1210–1232, 2025. DOI: 10.61194/ijjm.v6i3.1727. Disponível em: https://ilomata.org/index.php/ijjm/article/view/1727. Acesso em: 6 mar. 2026.