ZULFAHMI; NGARBINGAN, Hubertina Karolina; GINTING, Ginta; ISMULYATI, Sri; NASOHA, Mohamad. Development of a MSMEs Digitalization Transformation Model: Optimization of The Use of Crowdfunding as an Alternative to Information Technology Based Capital Solutions. Ilomata International Journal of Management, [S. l.], v. 5, n. 3, p. 993–1010, 2024. DOI: 10.61194/ijjm.v5i3.1275. Disponível em: https://ilomata.org/index.php/ijjm/article/view/1275. Acesso em: 6 mar. 2026.