SUNARYO, Deni. The Effect Of Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non-Performing Loan (NPL), and Loan To Deposit Ratio (LDR) Against Return On Asset (ROA) In General Banks In Southeast Asia 2012-2018. Ilomata International Journal of Management, [S. l.], v. 1, n. 4, p. 149–158, 2020. DOI: 10.52728/ijjm.v1i4.110. Disponível em: https://ilomata.org/index.php/ijjm/article/view/110. Acesso em: 6 mar. 2026.