[1]
Ngarbingan, H.K. et al. 2026. Reframing Digital Banking Strategy Beyond Commoditization: Emotional Experience, Value Co-Creation, and Customer Loyalty Among Young Digital Banking Customers. Ilomata International Journal of Management. 7, 4 (Oct. 2026), 1531–1549. DOI:https://doi.org/10.61194/ijjm.v7i4.2553.